Thursday, December 29, 2005
On this day:

Agencies Pleased With Grants To Help Homeless

TAMPA - Programs that help the homeless population in Tampa and Hillsborough County got a $3.7 million boost recently from the federal government. read more

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Linda Reynolds

"Real Estate Pro"

Helping Dreams Come True

WHAT'S MY HOME WORTH?

FIND HOMES

FIND CONDOS

HOW TO BUY A HOME WITH ZERO DOWN

TAGS: Riverview real estate, Riverview homes, Riverview condos, Apollo Beach homes, Apollo Beach condos, Ruskin homes, Ruskin condos, Sun City Center homes, Sun City Center condos, Apollo Beach luxury homes, Apollo Beach waterfront condos

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Residents Confront Eviction

Mary Ann Losolla, a resident of the Fern Hill mobile home park, holds her son Victor as she talks about the sudden eviction notices she and other residents received telling them to be out by Jan. 7th. read more

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Linda Reynolds

"Real Estate Pro"

Helping Dreams Come True

WHAT'S MY HOME WORTH?

FIND HOMES

FIND CONDOS

HOW TO BUY A HOME WITH ZERO DOWN

TAGS: Riverview real estate, Riverview homes, Riverview condos, Apollo Beach homes, Apollo Beach condos, Ruskin homes, Ruskin condos, Sun City Center homes, Sun City Center condos, Apollo Beach luxury homes, Apollo Beach waterfront condos

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Library Makes New Year's Plans

RUSKIN - The Ruskin branch of the Hillsborough County library system has a cornucopia of treats in store to welcome in the New Year read more

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Linda Reynolds

"Real Estate Pro"

Helping Dreams Come True

WHAT'S MY HOME WORTH?

FIND HOMES

FIND CONDOS

HOW TO BUY A HOME WITH ZERO DOWN

TAGS: Riverview real estate, Riverview homes, Riverview condos, Apollo Beach homes, Apollo Beach condos, Ruskin homes, Ruskin condos, Sun City Center homes, Sun City Center condos, Apollo Beach luxury homes, Apollo Beach waterfront condos

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Tuesday, December 27, 2005
On this day:

Those who rent, beware

This sounds very familiar. An agent in my office had a rental listing that
she advertised on Craig's List. She received a response from someone
purportedly relocating here from England. They sent her a check with
instructions to notify them once she had deposited it. (It was for several
thousand dollars more than the first month's rent.) She thought the check
looked funny and never deposited it and didn't hear anything else.
A few weeks later, she got an email message from a "medical student in
England transferring to the US." This exchange got a little more involved
up to the point that the person provided the agent with instructions as to
what to do with the extra funds. She was to deposit the check, then
*immediately* transfer the excess funds to his travel agent ... in Nigeria.
He even provided several locations near our office where she could go to do
the transfer. It was at this point that she told me what was going on.
I immediately recognized an "advance fee fraud" scam (there's a Fraud Alert
about this on the FBI web site:
http://www.fbi.gov/filelink.html?file=/majcases/fraud/fraud_alert.pdf). I
advised her to contact the FBI, which she did. They're so inundated with
these reports that they just told her to destroy the checks and forget about
the whole thing - they didn't even want the checks as evidence!
In their Fraud Alert, the FBI specifically cites Canada, England & Nigeria
as red flags where transferring of funds is involved.

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Linda Reynolds

"Real Estate Pro"

Helping Dreams Come True

WHAT'S MY HOME WORTH?

FIND HOMES

FIND CONDOS

HOW TO BUY A HOME WITH ZERO DOWN

TAGS: Riverview real estate, Riverview homes, Riverview condos, Apollo Beach homes, Apollo Beach condos, Ruskin homes, Ruskin condos, Sun City Center homes, Sun City Center condos, Apollo Beach luxury homes, Apollo Beach waterfront condos

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Saturday, December 24, 2005
On this day:

Happy Holidays




I want to take this time to thank everyone for a great year and to wish everyone the happiest of holidays. Be safe, enjoy your families, don't eat too much, hehehe.

Merry Christmas
Linda

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Linda Reynolds

"Real Estate Pro"

Helping Dreams Come True

WHAT'S MY HOME WORTH?

FIND HOMES

FIND CONDOS

HOW TO BUY A HOME WITH ZERO DOWN

TAGS: Riverview real estate, Riverview homes, Riverview condos, Apollo Beach homes, Apollo Beach condos, Ruskin homes, Ruskin condos, Sun City Center homes, Sun City Center condos, Apollo Beach luxury homes, Apollo Beach waterfront condos

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Tuesday, December 20, 2005
On this day:

10 Things You Need to Know to Pass Your Home Inspection

"According to industry experts, there are at least 33 physical problems that will come under scrutiny during a home inspection when your home is for sale. Here are 11 you should know about if you’re planning to put your home up for sale."

Homebuyers Want to Know Your Home Inside and Out

While homebuyers are as individual as the homes they plan on purchasing, one thing they share is a desire to ensure that the home they will call their own is as good beneath the surface as it appears to be. Will the roof end up leaking? Is the wiring safe? What about the plumbing? These, and others, are the questions that the buyers looking at your home will seek professional help to answer.

According to industry experts, there are at least 33 physical problems that will come under scrutiny during a home inspection. We’ve identified the 11 most common of these and, if not identified and dealt with, any of these 11 items could cost you dearly in terms of repair.
In most cases, you can make a reasonable pre-inspection yourself if you know what you’re looking for. Knowing what you’re looking for can help you prevent little problems from growing into costly and unmanageable ones.

10 Things You Need to Know to Pass Your Home Inspection

1. Defective Plumbing
Defective plumbing can manifest itself in two different ways: leaking, and clogging. A visual inspection can detect leaking, and an inspector will gauge water pressure by turning on all faucets in the highest bathroom and then flushing the toilet. If you hear the sound of running water, it indicates that the pipes are undersized. If the water appears dirty when first turned on at the faucet, this is a good indication that the pipes are rusting, which can result in severe water quality problems.

2. Inadequate Wiring & Electrical
Your home should have a minimum of 100 amps service, and this should be clearly marked. Wire should be copper or aluminum. Home inspectors will look at octopus plugs as indicative of inadequate circuits and a potential fire hazard.

3. Poor Heating & Cooling Systems
Insufficient insulation, and an inadequate or a poorly functioning heating system, are the most common causes of poor heating. While an adequately clean furnace, without rust on the heat exchanger, usually has life left in it, an inspector will be asking and checking to see if your furnace is over its typical life span of 15-25 yrs. For a forced air gas system, a heat exchanger will come under particular scrutiny since one that is cracked can emit deadly carbon monoxide into the home. These heat exchangers must be replaced if damaged - they cannot be repaired.

4. Roofing Problems
Water leakage through the roof can occur for a variety of reasons such as physical deterioration of the asphalt shingles (e.g. curling or splitting), or mechanical damage from a wind storm. When gutters leak and downspouts allow water to run down and through the exterior walls, this external problem becomes a major internal one.

5. Damp Attic Spaces
Aside from basement dampness, problems with ventilation, insulation and vapor barriers can cause water, moisture, mold and mildew to form in the attic. This can lead to premature wear of the roof, structure and building materials. The cost to fix this damage could easily run over $2,500.

6. Rotting Wood
This can occur in many places (door or window frames, trim, siding, decks and fences). The building inspector will sometimes probe the wood to see if this is present - especially when wood has been freshly painted.

7. Masonry Work
Re-bricking can be costly, but, left unattended, these repairs can cause problems with water and moisture penetration into the home which in turn could lead to a chimney being clogged by fallen bricks or even a chimney which falls onto the roof. It can be costly to rebuild a chimney or to have it repainted.

8. Unsafe or Over-fused Electrical Circuit
A fire hazard is created when more amperage is drawn on the circuit than was intended. 15 amp circuits are the most common in a typical home, with larger service for large appliances such as stoves and dryers. It can cost several hundred dollars to replace your fuse panel with a circuit panel.

9. Adequate Security Features
More than a purchased security system, an inspector will look for the basic safety features that will protect your home such as proper locks on windows and patio doors, dead bolts on the doors, smoke and even carbon monoxide detectors in every bedroom and on every level. Even though pricing will vary, these components will add to your costs. Before purchasing or installing, you should check with your local experts.

10. Structural/Foundation Problems
An inspector will certainly investigate the underlying footing and foundation of your home as structural integrity is fundamental to your home.
When you put your home on the market, you don’t want any unpleasant surprises that could cost you the sale of your home. By having an understanding of these 11 problem areas as you walk through your home, you’ll be arming yourself against future disappointment.

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Linda Reynolds

"Real Estate Pro"

Helping Dreams Come True

WHAT'S MY HOME WORTH?

FIND HOMES

FIND CONDOS

HOW TO BUY A HOME WITH ZERO DOWN

TAGS: Riverview real estate, Riverview homes, Riverview condos, Apollo Beach homes, Apollo Beach condos, Ruskin homes, Ruskin condos, Sun City Center homes, Sun City Center condos, Apollo Beach luxury homes, Apollo Beach waterfront condos

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Tuesday, December 13, 2005
On this day:

206 Summerside Ct Apollo Beach FL


Beautiful MiraBay villa with a den, 3 Bed 2 Bath, 1,966 sq ft. Meridian model, granit counter tops, corian vanity tops, berber carpet. Screened lanai, stainless steel appliances, coffer ceilings in master bedrom and grand room. Window seat in breakfast nook. http://www.reynoldsrealty.com/Listing/Agent/ViewListingDetails.aspx?ListingID=300278&ShowCompact=False&Preview=False

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Linda Reynolds

"Real Estate Pro"

Helping Dreams Come True

WHAT'S MY HOME WORTH?

FIND HOMES

FIND CONDOS

HOW TO BUY A HOME WITH ZERO DOWN

TAGS: Riverview real estate, Riverview homes, Riverview condos, Apollo Beach homes, Apollo Beach condos, Ruskin homes, Ruskin condos, Sun City Center homes, Sun City Center condos, Apollo Beach luxury homes, Apollo Beach waterfront condos

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4421 Lakenheath Dr Springhill FL




4 Bed 3 Bath 2375 sq ft. Beautiful home on a preserve lot, with private guest quarters. Large grand room, upgraded tile throughout, covered lanai and breakfast nook.

Double upgraded entry door. $315,000

http://www.reynoldsrealty.com/Listing/Agent/ViewListingDetails.aspx?ListingID=293657&ShowCompact=False&Preview=False

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Linda Reynolds

"Real Estate Pro"

Helping Dreams Come True

WHAT'S MY HOME WORTH?

FIND HOMES

FIND CONDOS

HOW TO BUY A HOME WITH ZERO DOWN

TAGS: Riverview real estate, Riverview homes, Riverview condos, Apollo Beach homes, Apollo Beach condos, Ruskin homes, Ruskin condos, Sun City Center homes, Sun City Center condos, Apollo Beach luxury homes, Apollo Beach waterfront condos

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Friday, December 09, 2005
On this day:

7 Deadly Mistakes Sellers Make

Mistake #1 -- Pricing Your Property Too High
Every seller obviously wants to get the most money for his or her product. Ironically, the best way to do this is NOT to list your product at an excessively high price! A high listing price will cause some prospective buyers to lose interest before even seeing your property. Also, it may lead other buyers to expect more than what you have to offer. As a result, overpriced properties tend to take an unusually long time to sell, and they end up being sold at a lower price.
Mistake #2 -- Mistaking Re-finance Appraisals for the Market Value
Unfortunately, a re-finance appraisal may have been stated at an untruthfully high price. Often, lenders estimate the value of your property to be higher than it actually is in order to encourage re-financing. The market value of your home could actually be lower. Your best bet is to ask your Realtor for the most recent information regarding property sales in your community. This will give you an up-to-date and factually accurate estimate of your property value.
Mistake #3 -- Forgetting to "Showcase Your Home"
In spite of how frequently this mistake is addressed and how simple it is to avoid, its prevalence is still widespread. When attempting to sell your home to prospective buyers, do not forget to make your home look as pleasant as possible. Make necessary repairs. Clean. Make sure everything functions and looks presentable. A poorly kept home in need of repairs will surely lower the selling price of your property and will even turn away some buyers.
Mistake #4 -- Trying to "Hard Sell" While Showing
Buying a house is always an emotional and difficult decision. As a result, you should try to allow prospective buyers to comfortably examine your property. Don't try haggling or forcefully selling. Instead, be friendly and hospitable. A good idea would be to point out any subtle amenities and be receptive to questions.
Mistake #5 -- Trying to Sell to "Looky-Loos"
A prospective buyer who shows interest because of a "for sale" sign he saw may not really be interested in your property. Often buyers who do not come through a Realtor are a good 6-9 months away from buying, and they are more interested in seeing what is out there than in actually making a purchase. They may still have to sell their house, or may not be able to afford a house yet. They may still even be unsure as to whether or not they want to relocate.
Your Realtor should be able to distinguish realistic potential buyers from mere lookers. Realtors should usually find out a prospective buyer's savings, credit rating, and purchasing power in general. If your Realtor fails to find out this pertinent information, you should do some investigating and questioning on your own. This will help you avoid wasting valuable time marketing towards the wrong people. If you have to do this work yourself, consider finding a new Realtor.
Mistake #6 -- Not Knowing Your Rights & Responsibilities
It is extremely important that you are well-informed of the details in your real estate contract. Real estate contracts are legally binding documents, and they can often be complex and confusing. Not being aware of the terms in your contract could cost you thousands for repairs and inspections. Know what you are responsible for before signing the contract. Can the property be sold "as is"? How will deed restrictions and local zoning laws will affect your transaction? Not knowing the answers to these kind of questions could end up costing you a considerable amount of money.
Mistake #7 -- Limiting the Marketing and Advertising of the Property
Your Realtor should employ a wide variety of marketing techniques. Your Realtor should also be committed to selling your property; he or she should be available for every phone call from a prospective buyer. Most calls are received, and open houses are scheduled, during business hours, so make sure that your Realtor is working on selling your home during these hours. Chances are that you have a job, too, so you may not be able to get in touch with many potential buyers.

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Linda Reynolds

"Real Estate Pro"

Helping Dreams Come True

WHAT'S MY HOME WORTH?

FIND HOMES

FIND CONDOS

HOW TO BUY A HOME WITH ZERO DOWN

TAGS: Riverview real estate, Riverview homes, Riverview condos, Apollo Beach homes, Apollo Beach condos, Ruskin homes, Ruskin condos, Sun City Center homes, Sun City Center condos, Apollo Beach luxury homes, Apollo Beach waterfront condos

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How to Pack for Your Move

The undertaking of packing all your treasured memorabilia and necessities can be made easier by following these few simple techniques: for more click..http://www.homefair.com/homefair/readart.html?gate=tbo&art=sp_howpack&dg=diy&NETSCAPE_LIVEWIRE.src=homestore&source=a72h1h4t531

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Linda Reynolds

"Real Estate Pro"

Helping Dreams Come True

WHAT'S MY HOME WORTH?

FIND HOMES

FIND CONDOS

HOW TO BUY A HOME WITH ZERO DOWN

TAGS: Riverview real estate, Riverview homes, Riverview condos, Apollo Beach homes, Apollo Beach condos, Ruskin homes, Ruskin condos, Sun City Center homes, Sun City Center condos, Apollo Beach luxury homes, Apollo Beach waterfront condos

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Thursday, December 08, 2005
On this day:

Theatre is a Driving Force

RUSKIN -- One of the few remaining drive-in theaters in Hillsborough County juts into the horizon between Apollo Beach and Ruskin on U.S. 41. For more, click here...

http://southshore.tbo.com/southshore/MGBP5HZ1RGE.html

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Linda Reynolds

"Real Estate Pro"

Helping Dreams Come True

WHAT'S MY HOME WORTH?

FIND HOMES

FIND CONDOS

HOW TO BUY A HOME WITH ZERO DOWN

TAGS: Riverview real estate, Riverview homes, Riverview condos, Apollo Beach homes, Apollo Beach condos, Ruskin homes, Ruskin condos, Sun City Center homes, Sun City Center condos, Apollo Beach luxury homes, Apollo Beach waterfront condos

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Thursday, December 01, 2005
On this day:

5 Secrets for Buying the Best House for Your Money

1. Get "Pre-Approved" - Not "Pre-Qualified!" Do you want to get the best property you can for the least amount of money? Then make sure you are in the strongest negotiating position possible. Price is only one element in the negotiations, and not necessarily the most important one. Often other terms, such as the strength of the buyer or the length of escrow, are critical to a seller.

In years past, I always recommended that buyers get "pre-qualified" by a lender. This means that you spend a few minutes on the phone with a lender who asks you a few questions. Based on the answers, the lender pronounces you "pre-qualified" and issues a certificate that you can show to a seller. Sellers are aware that such certificates are WORTHLESS, and here's why! None of the information has been verified!

Many times unknown problems can come to the surface! Some of the problems I've seen include recorded judgments, alimony payments due, glitches on the credit report due to any number of reasons both accurately and inaccurately, down payments that have not been in the clients' bank account long enough, etc. So the way to make the strongest offer today is to get "pre-approved". This happens AFTER all information has been checked and verified. You are actually APPROVED for the loan and the only loose end is the appraisal on the property. This process takes anywhere from a few days to a few weeks depending on your situation. It's VERY POWERFUL and a weapon I recommend all my clients have in their negotiating arsenal.

2. Sell Your Property First, Then Buy the House If you have a house to sell, sell it before selecting a house to buy! Contingency sales aren't nearly as strong as one that comes in with a ready, willing and able buyer. Consider this scenario You've found the perfect house - now you have to go make an offer to the seller. You want the seller to reduce the price and wait until you sell your house. The seller figures that this is a risky deal, since he might pass up a buyer who DOESN'T have to sell a house while he's waiting for you. So he says OK, he'll do the contingency but it has to be a full price offer! You have now paid more for the house than you could have because of the contingency, and you have to sell your existing house in a hurry! Otherwise you lose the house! So to sell quickly you might take an offer that's lower than if you had more time. The bottom line is that buying before selling might cost you THOUSANDS of dollars. If you're concerned that there is not a house on the market for you, then go on a window-shopping trip. You can identify possible houses and locations without falling in love with a specific house. If you feel confident after that then put your house on the market. Another tactic is to make the sale "subject to seller finding suitable housing". Adding this phrase to the listing means that WHEN YOU DO FIND A BUYER, you will have some time to find the new place. If you don't find anything to your liking, you don't have to sell your present home.

3. Play the Game of Nines Before house hunting, make a list of things you want in the new place. Then make a list of the things you don't want. You can use this list as a guide to rate each property that you see. The one with the biggest score wins! This helps avoid confusion and keeps things in perspective when you're comparing dozens of homes. When house hunting, keep in mind the difference between "STYLE AND SUBSTANCE". The SUBSTANCE are things that cannot be changed such as the location, view, size of lot, noise in the area, school district, and floor plan. The STYLE represents easily changed surface finishes like carpet, wallpaper, color, and window coverings. Buy the house with good SUBSTANCE, because the STYLE can always be changed to match your tastes. I always recommend that you imagine each house as if it were vacant. Consider each house on its underlying merits, not the seller's decorating skills.

4. Don't Be Pushed Into Any House Your agent should show you everything available that meets your requirements. Don't make a decision on a house until you feel that you've seen enough to pick the best one. A decade ago, homes were selling quickly, usually a few days after listing. In that kind of market, agents advised their clients to make an offer ON THE SPOT if they liked the house. That was good advice at the time. Today there isn't always this urgency, unless a home is drastically underpriced, and you'll know if it is. Don't forget to check into the SCHOOL DISTRICTS of the area you're considering. Information is available on every school; such as class sizes, % of students that go on to college, SAT scores, etc. You can get this information from this web site.

5. Be prepared to act fast! The biggest mistake I see home buyers make is they find something they really like, ask to see other homes, and by the time they decide their first choice was right, the home is gone. In a seller's market, there aren't enough homes to satisfy every homebuyer. Prices are usually sky high because of the low inventory. Homebuyers typically make a fast offer - often for more than the list price - or risk losing the home to a more agile homebuyer. There isn't much room to negotiate in a seller's market unless the property is overpriced. Your agent should show you everything available that meets your requirements. If you see something you like and can afford, buy it. Inexperienced or not, in today's market you must be willing to act fast. Thanks for visiting!

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Linda Reynolds

"Real Estate Pro"

Helping Dreams Come True

WHAT'S MY HOME WORTH?

FIND HOMES

FIND CONDOS

HOW TO BUY A HOME WITH ZERO DOWN

TAGS: Riverview real estate, Riverview homes, Riverview condos, Apollo Beach homes, Apollo Beach condos, Ruskin homes, Ruskin condos, Sun City Center homes, Sun City Center condos, Apollo Beach luxury homes, Apollo Beach waterfront condos

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